Job Description
To apply for this job, you need to complete both steps below:
STEP 1:
Please click the link to submit your application directly to the company:
https://www.linkedin.com/jobs/view/4416340689/
Your application will only be received by Recruiter if submitted via above link.
STEP 2:
Kindly scroll to the bottom of this page and complete the short VinUni Tracking Form.
Filling out this form alone does not count as applying. Kindly remind this form is not part of the company’s application process. It only helps Careers, Alumni, Industry and Development (CAID) Department discover more opportunities and follow up in case of system issues.
Job Description
- Work directly with customers and internal credit officers to gather, analyze, and clarify business requirements related to credit products.
- Collaborate with bank departments and financial institutions to understand credit origination processes and loan products, and propose digitalization solutions and process improvements.
- Research, analyze, and model existing credit operations, and propose building or enhancing credit software products to meet real-world operational needs.
- Analyze data and develop business documentation, with a strong focus on the end-to-end loan journey, including credit approval, contract management, disbursement, and collections/repayment.
- Write business and system requirement documents (e.g., BRD, URD, SRS) and solution design documents to support the development team and business units in delivering connected credit products.
- Coordinate solution testing, conduct internal training, support UAT, and gather feedback to refine the software until it is fully completed.
- Participate in acceptance testing and handover to ensure the software meets customer and end-user requirements accurately and comprehensively.
Requirements
- Bachelor’s degree or above in Finance, Banking, Accounting, Business Administration, Economics, or a related field. Overseas graduates are preferred.
- At least 2 years of experience as a Business Analyst (BA) in bank credit, finance companies, or financial technology (Fintech).
- Preferred candidates with knowledge of credit operations, loan products, credit appraisal/underwriting, credit approval, or financial payments.
- Strong analytical, synthesis, and logical thinking skills, with clear and effective communication.
- Strong skills in documentation, process mapping, and digital modeling, using tools such as Visio, Bizagi, Draw.io, etc.
- Proactive, responsible, detail-oriented, and able to work well under pressure.
- Quick learner with strong adaptability to changes in business requirements and technology.
- Fluent in English.
Benefits
A strong foundation for career growth, advancement, and benefits
- Competitive base salary, aligned with your capabilities.
- Performance bonus based on results, equivalent to 2 to 3 months’ salary.
- Salary reviews twice a year.
- “Hổ tướng” (Tiger Generals) Program: a talent management training track and springboard to become an elite leader.
- “Gấu vàng” (Golden Bear) Awards: recognition for the company’s most outstanding talents.
- A comprehensive healthcare package with Medlatec, active interest-based clubs, and regular team building and company trips.
A friendly, supportive, and collaborative environment
- Talent connection: building a community of people who share the same values and goals, creating value together and achieving success together.
- Breakthrough mindset: a culture that respects differences and celebrates creativity, where MISA-ers are encouraged to develop progressive ideas and improve the way work gets done.
- High-tech workplace: provided work computers and productivity optimized through technology, applications, and automation software.
Interview process
- Round 1: Role-specific Interview
- Round 2: Culture-fit interview
